Direct Business Lending

A/R Factoring

Are you struggling with the overhead expenses of your company? Do you need immediate funds over existing hurdles of accounts? Direct Business Lending helps you survive from your irregular flow of cash, serves you quickly, with a hassle-free process and at the highest customer service satisfaction level.

Account receivables factoring is the selling of accounts receivable or invoices in order to secure immediate working capital. Factoring has been used by businesses around the world for more than four centuries to manage cash flow.

A/R Factoring is also known as Working Capital Factoring, is the purchase of some or all of the valid Accounts Receivables for goods and services that have been completed in business to business, or business to government transactions, at a discounted offer. In many ways, Accounts Receivable Funding is similar to improving your working capital cash flow by offering your customers a cash discount for paying their invoices the soonest possible time or before the agreed due time. A short-term financing technique for working capital purposes is to collateralize the loans of a company by a security interest in a company’s account receivables. Account receivables serve as collateral, and loans are made on a percentage of eligible assets pledged.

When a business needs cash but does not want to borrow money, they often turn to A/R Factoring which is also known as Accounts Receivable Funding. Rather than obtaining a bank loan, the business sells the right to receive payment on outstanding invoices to an investor or accounts receivable factoring company.

An invoice is created when the business delivers goods or services to a customer. The average customer or debtor may wait 20, 30 or even more days before paying the invoice. Rather than wait for payment from the customers, the business can receive an immediate advance on the face amount of the invoice from Direct Business Lending, where the business sold its right to receive payment.

Direct Business Lending offers not just A/R Factoring but they also offer Small Business Loans, Business Lines of Credit, SBA Loans, Startup Loans. They also cater Business Financing, Business Finance to Business Lenders. Apply now!

Apply for A/R Factoring