Direct Business Lending

Why Use Direct Business Lending?

Posted on Thursday, May 26th, 2011 at 11:47 pm.

The world of borrowing money has become vastly more complicated than ever before. Once upon time, you could walk down the street to the community savings and loan and borrow against the equity in your house to start a business, remodel your kitchen or send Johnny off to college. As long as you had equity in your home, stable income and you paid your bills on time, you were pretty much a shoe in; those days are gone.

The new lending environment is especially hard on new and young business owners that simply cannot qualify through mainstream banks. There are several reasons why business owners are challenged in this new environment. Firstly, the time and energy needed to stay connected to non-mainstream financial institutions is simply prohibitive for many already working overtime and weekends. There are a multitude of new entrants providing numerous different financing vehicles ranging in term, structure and rate and subject to different qualifications. Assuming one had access to all the different portfolios that participate in small business finance, the borrower must still have the knowledge necessary to navigate the process. Both challenges can be overcome with the right business partner.

At Direct Business Funding, we maintain relationships with hundreds of non-mainstream financial institutions that are still lending to new and early stage start up companies. Our professionals are able to quickly assess where to go with any particular type of financing request and determine what it will take to get your deal approved. In addition to providing our clients with access to a large network of lenders, we also provide credit assessment and credit enhancement services that are invaluable to any current or future financing request.

At Direct Business Funding, we keep our pulse on small business finance so that you can keep growing your business while we grow ours.